Insurance payment processing platform

Fast & secure payment processing built for insurance.

Vitesse is the insurance payment processing solution for insurers, MGAs, and TPAs. Pay claimants in hours, not weeks, on any rail, in any currency, with full visibility over every dollar.

Trusted by industry leaders

Why the market chooses Vitesse

One platform to control funds, pay claimants, and scale your network.

Claimants paid in hours, not weeks.

Same-day or instant payouts across any rail. Quota shares, protected cells, and multi-party flows routed correctly from your contracts.

See every fund. Free trapped capital.

A single source of truth across delegated funds — with the possibility to release up to 80% of idle capital. Full audit trail, Tier-1 safeguarding.

One Platform. 550+ Connected Partners.

One secure ecosystem with compliant products built in. New account set up in hours with no integration delays.

30 minutes, mapped to how you pay claims today.

How it works

Insurance payment processing in three steps.

From claim approval to claimant paid — Vitesse reduces cash calls and bank delays with one connected flow.


Circular button with a purple number '1' centered on a white face and a dark drop shadow.

Connect your funds

Bring delegated claim funds onto Vitesse or connect your bank account — one platform with real-time visibility. No new bank accounts, no duplicate compliance.


White circular badge with a purple number 2 centered on it, against a dark shadowed background.

Process payments

Your team approves claims as they do today. Built-in payment limits route larger claims for sign-off automatically — control without the friction.

White circular button labeled 3 in purple, used as a step indicator.

Pay claimants fast

Pay claimants same-day for a client experience worth talking about. Every payment is fully tracked, giving you complete visibility across your reporting.

Who we serve

Built for every seat at the table.

Total control over every delegated fund.

Instant

claim payouts

The Vitesse difference

Why carriers, MGAs, and TPAs choose Vitesse.

Bank rails and cash-call funding were never built for insurance. Whether you're a carrier optimizing treasury, an MGA winning capacity, or a TPA settling claims, here's how a purpose-built insurance payment processing platform compares.

Vitesse

Traditional banks & cash calls

Speed to pay claimants

Fund visibility

Capital efficiency

Global reach

Onboarding partners

Compliance & safeguarding

See the difference in a demo →

30 minutes, mapped to how you pay claims today.

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Case study · SUPPORTING FAMILIES AFTER THE PALISADES WILDFIRE

When families needed help fast, we made sure funds didn't wait.

When the Palisades wildfire displaced families in January 2025, LSI and Hausch turned to Vitesse to get help to policyholders quickly. Within 16 days, Hausch insurance issued more than $8.9M in advance payments, so families could begin rebuilding without waiting on funding cycles that, for others, stretched past 90 days.

"This was a huge win for the insureds. We were able to pay them quickly without any of the friction we've faced in prior years. This model just works."

Van Miehe · Director of External Finance, Hausch & Company

Paid via Vitesse
$ 0 M+

Families received help within days of the loss

Cash calls needed
Zero

No delays waiting on funding approvals

Loss event → settlement completion

Vitesse

16 days

Traditional (1st payment)

~45 days

Traditional (full settlement)

90+ days

Based on actual Palisades wildfire claims data, January–April 2025.

What the market says

Trusted where speed and control matter most.

"Vitesse is a user-friendly, secure platform which allows quick payments to clients, and processing and reporting simple for our staff."
Melissa Vachel-James
Director, MAC Marine Claims
"Vitesse and Anansi have a shared vision of embracing automation and data-driven processes, making our partnership a natural fit. Together, we can ensure retailers receive their claims quickly and deliver an excellent customer experience"
Megan Bingham-Walker
Co-Founder & CEO, Anansi
"For us, the challenge is being able to process the claims as quickly as possible and ensure that customers are not out of pocket. In their times of distress, they must have a good experience and use the payment methods that they desire. That's where Vitesse comes in.
Derek Livingstone
Head of Treasury, ManyPets
The cost of standing still

Every day on legacy infrastructure has a price.

Fragmented accounts, cash-call cycles, and one-off integrations aren't just friction — they quietly cost you capital, customers, and growth.

5–10 days to pay

Claimants wait and leave

Slow payouts erode NPS and renewals in exactly the CAT moments that define your brand.

30–50% over-reserved

Capital stays trapped

Millions sit idle in accounts you can't see into — money you can't deploy, invest, or return.

Months per partner

Growth stalls

Every new MGA or TPA means another bank account, integration, and compliance cycle.

Vitesse fixes all three. Complete a demo in 30 minutes.

Illustrative scenarios

If you're over-reserving, how much could you free up?

Many insurers hold more in claim funds than they need. If that's the case for you, Vitesse can help put the idle portion back to work. The examples below are hypothetical scenarios at three fund sizes. These are not a forecast or a promise of results. Your actual position, if any, is something we'd uncover together in a demo.

Example figures • not guaranteed

Claim funds under management

$100M

Idle capital released

$32M

Est. annual return

$1.4M/yr

Claim funds under management

$500M

Idle capital released

$160M

Est. annual return

$7.2M/yr

Claim funds under management

$1B

Idle capital released

$320M

Est. annual return

$14.4M/yr

Map your exact numbers in a demo →

These are examples. We'll map your actual position, if any, against your real book in the demo.

How we calculate this

These figures come from two industry planning assumptions applied to a hypothetical book — they describe what could be possible, not what Vitesse expects or guarantees for you. Where an insurer is over-reserving, they may hold ~40% more than needed (the midpoint of the observed 30–50% range), and Vitesse helps with the possibility to free up to 80% of that idle balance — so, in that case, roughly 32% of total funds (0.40 × 0.80) could be put back to work. We then apply an assumed ~4.5% annual treasury yield to the released capital.

Illustrative example — a $500M book

Capital released  =  $500M × 32%  =  $160M
Annual return  =  $160M × 4.5%  =  $7.2M / year

Hypothetical and illustrative only. The 32% release and 4.5% yield are planning assumptions applied to example fund sizes — not a forecast, offer, or guaranteed outcome. They only apply where an insurer is over-reserving, and any actual figure depends entirely on your reserving, reinsurance structure, and treasury policy. We’ll uncover whether there’s an opportunity for you and model it precisely against your real book in the demo.

Book a demo

See how modern insurance payments work.

Thirty focused minutes on your actual payment flows — how funds move, how fast claimants get paid, and where you could improve efficiency and reduce costs.

What you'll get

Built for the people who own the numbers — CFOs, Treasury / CIO, Claims ops and COOs.

Great! We’ve received your information.

30 min · no prep · no obligation. We'll only use your details to arrange your demo.

FAQ

Questions, answered before you ask.

A live walkthrough of the working platform using realistic example data — modelled on a book like yours (treasury, claims, or program funds). You'll see real-time fund visibility, instant payouts across rails, and a candid view of how much trapped capital you could release. It's the real product, not a presentation — we just don't connect to your accounts on the call.

No. Come as you are. We’ll discuss the priorities shaping your organization and explore where Vitesse can help create greater efficiency, stronger outcomes, and long-term value.

Most partners onboard in days, not months — no new bank accounts and no duplicate compliance. Our team handles recovering inactive funds and migrating active ones.

Yes. Funds sit in Tier-1 custodial safeguarding with a full audit trail. Vitesse is regulated across the US, UK and EU (SOC 1 & 2, ISO 27001, FCA, NYDFS, DNB), so multi-market programs stay compliant by default.

Payments in 180+ countries and currencies, with a 99.1% success rate and redundant routing so payouts land when claimants need them most.